Perhaps you already have insurance. Many people do, through work or as members of a professional association. However, if that plan doesn’t specifically include critical illnesses, you may find yourself travelling alone on a difficult road.
Life insurance provides your family with a benefit if you were to die. Disability insurance helps replace your income if you are unable to work. As important as these types of insurance are, they don’t take into account the fact that more people than ever before survive their first occurrence of a critical illness – or the lifestyle changes that come afterward.

A Critical Illness Survivor Plan provides you with a living benefit. It’s money you can use right away so that you don’t have to dip into your retirement or savings fund. It’s money that will allow you to use your disability insurance to cover your regular financial obligations instead of accumulating debt. It’s money you can use without restriction because only you will know what your health and lifestyle needs require.

You might use your benefit to:

• purchase special equipment such as a motorized wheelchair and wheelchair accessible vehicle
  
  
• cover the cost of home renovations to increase personal mobility and accessibility
  
  
• pay for home care or for a private nurse
  
  
• cover the cost of medical treatments outside your regular health plan
  
  
• to travel abroad for specialized treatments unavailable in your area
  
  

Click here to view Facts regarding Critical Illness Insurance.