Have questions? We're here to answer them

• What is physical damage coverage?

  In addition to the standard policy coverages you may also buy extra coverage for loss or damage to your vehicle including:

  • Comprehensive Coverage
  • Collision or Upset Coverage
  • All Perils Coverage

  Note: A deductible may apply to all of the above coverages. If there is any unrepaired damage to your vehicle, please provide photos clearly displaying all of the unrepaired damage here. We will need these photos to add physical damage coverage to an existing vehicle on your policy (which has never previously had this coverage).

• What sort of information do I need to provide to get a quote for motorcycle insurance?

  In order to properly assess your application, there are a couple of things we'll need from you when you contact us. These include:

  • Year, make and model
  • VIN (Vehicle Identification Number)
  • Size of the engine (CCs)
  • Type of motorcycle: motorcycle, moped, motor scooter, etc.

  You may also be asked questions about your age, riding experience and if you've taken a training or safety course.
  If you have any specific questions about motorcycle insurance, your Service Specialist will be happy to answer them.

• What sort of information do I need to provide to get a quote for snowmobile insurance?

  In order to properly assess your application, there are a couple of things we'll need from you when you contact us. These include:

  • Year
  • Make
  • Model
  • VIN (Vehicle Identification Number)
  • Size of the engine (CCs)

  If you have any specific questions about snowmobile insurance, your Service Specialist will be happy to answer them.

• What sort of information do I need to provide to get a quote for ATV insurance?

  In order to properly assess your application, there are a couple of things we'll need from you when you contact us. These include:

  • Year
  • Make
  • Model
  • VIN (Vehicle Identification Number)
  • Size of the engine (CCs)
  • Number of wheels

  If you have any specific questions about ATV insurance, your Service Specialist will be happy to answer them.

• Do you offer snowmobile insurance?

  Yes we do but some restrictions apply. Snowmobile insurance is based on 12 months of coverage and accounts for off-season storage. A basic policy typically covers:

  • Third Party Liability Coverage 
  • Statutory Accident Benefits Coverage (in most provinces)
  • Uninsured Automobile Coverage
  • Direct Compensation - Property Damage (DC-PD) Coverage (in most provinces)

  If you have any specific questions about snowmobile insurance, your Service Specialist will be happy to answer them.