Welcome Memorial University of Newfoundland & Labrador Alumni members to Johnson Insurance!

We know that Canada’s alumni have specific needs when it comes to their insurance. That’s why our exclusive rates and policies for groups are built just for you – so you can ensure you stay protected, no matter what the future brings.

    Car insurance

    Save BIG on car insurance*

    What is your postal code?

    Example: A1A 1A1

    Please enter a valid Canadian postal code - A1A 1A1.
    Sorry. You will need to enter your postal code to get a quote.

    We discount insurance rates for you - then we add in the extra peace of mind for free

    Your auto insurance through Johnson can come with:

    First Accident Forgiveness

    Protects your driving record if you have an at-fault accident.

    Single Deductible

    Single deductible for claims involving both home and auto.

    24/7 Claims

    When we handle your claims, we put ourselves in your shoes. We process claims with care and concern, quickly and efficiently, 24 hours a day.

    Roadside Assistance

    If your vehicle breaks down, has a flat tire, or if you run out of fuel or lock the keys inside, we'll send help – anywhere in Canada or the U.S.

    More ways to save

    Enjoy even more savings when you do things like:

    • Bundling your home and
      car insurance*
    • Insuring multiple vehicles

    Have questions? We’re here to answer them

    How do I find my VIN or serial number?

    A Vehicle Identification Number (VIN) (also known as a serial number) is a 17 character code of letters and numbers that identifies your vehicle. You can find your VIN in several places:

    • On top of the dashboard on the driver’s side
    • Inside the driver’s side door
    • On forms such as your bill of sale, registration card, and/or vehicle permit

    When you are entering your VIN, keep in mind the following:

    • OA VIN never has the letters I, O, or Q
    • The last five characters will always be numbers
    • Some characters may look similar, such as: S & 5, D & 0, B & 8, G & 6, U & V, Z & 2
    How do I add or replace a car on my policy?

    All customers may contact us by chat or phone. Please indicate your policy number, as well as your newly acquired vehicle's VIN, and the name and address of the company handling your lease or financing (if applicable).

    What's the difference between $1 million and $2 million liability?

    The option to purchase $2 million in Third Party Liability Coverage is an excellent choice available to protect you and your family against the cost of damages you may be liable for. For instance, if you are covered for $1 million liability, and if there is a settlement against you for more than $1 million, your insurance will only cover $1 million of the settlement - you'll be responsible for any additional amount.
     

    Disclaimer

    Johnson Insurance is a tradename of Johnson Inc. (“Johnson”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and Johnson Inc. in Manitoba. Home and car policies underwritten, and claims handled, by Royal & Sun Alliance Insurance Company of Canada (“RSA”) in Quebec and underwritten exclusively, and claims handled, by Unifund Assurance Company (“UAC”) in the rest of Canada. Described coverage and benefits applicable only to policies underwritten by UAC or RSA. Car insurance not available in BC, SK or MB. Home and car insurance not available in NU. Johnson, RSA and UAC share common ownership. Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.


    *Bundled savings applied to home (building and contents) insurance policies where home and car policies are underwritten by UAC or RSA.

    Home insurance

    Save BIG on home insurance*

    What is your postal code?

    Example: A1A 1A1

    Please enter a valid Canadian postal code - A1A 1A1.
    Sorry. You will need to enter your postal code to get a quote.

    Johnson offers home insurance that comes with great features – ones that mean your insurance can help you in every way

    Your home insurance through Johnson can come with:

    Identity Theft

    You’ll have up to $30,000 in coverage to sort out an identity theft. You can use it for financial support while you get your credit and banking sorted out (even replacing wages if you miss work)

    Single Deductible

    Single deductible for claims involving both home and auto.

    ID Restore

    The mess left behind by identity theft can be overwhelming and stressful. ID Restore provides restoration services and online access to help. They’ll help you protect yourself from identity theft too.

    24/7 Claims

    Claims are processed with care and concern, quickly and efficiently, 24 hours a day.

    More ways to save

    Enjoy even more savings when you do things like:

    • Bundling your home and
      car insurance*
    • Being mortgage free

    Have questions? We’re here to answer them

    Does my policy cover me for sewer backup?

    This is an optional cover that is available in most areas subject to eligibility.
     

    Are there different types of home insurance I can purchase?

    Yes. You may want home, condo, tenant, cottage or rental insurance. There are different types of cover available in each category. There are also "add-on" features, depending on your personal circumstances. You'll want to consider how much insurance you need, and the deductible too (your portion of an insured loss), as this will affect your premiums.

    Your Service Specialist can help you consider the options and pick the one that's right for you.

    How much home insurance coverage do I need?

    Your insurance should at least cover:

    • The cost to rebuild your home (often different from its market value — Guaranteed Replacement Cost coverage is available to protect you if the cost to rebuild is underestimated)
    • The cost to replace your personal property
    • Protection against liability claims

    Need help?

    Your Service Specialist can help you estimate how much coverage you need. They will also help you decide on the type of coverage you need and the deductible (your portion of an insured loss).

    Disclaimer

    Johnson Insurance is a tradename of Johnson Inc. (“Johnson”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and Johnson Inc. in Manitoba. Home and car policies underwritten, and claims handled, by Royal & Sun Alliance Insurance Company of Canada (“RSA”) in Quebec and underwritten exclusively, and claims handled, by Unifund Assurance Company (“UAC”) in the rest of Canada. Described coverage and benefits applicable only to policies underwritten by UAC or RSA. Car insurance not available in BC, SK or MB. Home and car insurance not available in NU. Johnson, RSA and UAC share common ownership. Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.


    *Bundled savings applied to home (building and contents) insurance policies where home and car policies are underwritten by UAC or RSA.

    Travel insurance

    Let the hassle-free travel coverage begin

    Call us for a quote

    Get a Quote

    Or call 1.866.606.3362

    Insurance that's ready when you are

    We make travelling simple with one annual insurance plan: MEDOC®Travel Insurance. So even for those last-minute getaways, you’ll already have one thing packed and ready to go.

    Unlimited Trips

    Coverage for an unlimited number of trips throughout the policy year.*

    Access to Coverage

    Insurance that can be purchased no matter your age or health status.

    Trip Disruption

    Trip cancellation, interruption and delay insurance1 for multiple trips throughout the policy year. 

    Family Coverage

    We offer an additional coverage option for your eligible dependent children, even when they’re travelling on their own.

    Travel insurance that really soars

    Your MEDOC® Travel Insurance also includes:

    • Pet Return
    • Dental emergency
    • Vehicle Return
    • Medical Emergency*
    • Baggage protection
    • Extended Travel Options
    • Home Bonus2

    Have questions? We’re here to answer them

    Will my pre-existing medical condition affect my eligibility and coverage?

    Coverage can be purchased regardless of health status. Our policy provides coverage for pre-existing medical conditions as long as the stability requirement, where applicable, is met prior to booking your trip for trip cancellation, or prior to your date of departure for emergency medical coverage and trip interruption and delay. In most cases, MEDOC® Travel Insurance requires 90 days of stability for pre-existing medical conditions. For additional information about the stability requirement specific to your policy, please speak to one of our agents.

    Stable means any medical condition or related condition (including any heart condition and/or lung condition), other than a minor ailment, for which all of the following statements are true:

    • there has been no new diagnosis, new treatment or new prescribed medication;
    • there has been no change in treatment or change in prescribed medication (including the amount of medication to be taken, how often it is to be taken, the type of medication or changes in treatment frequency or type); Exception: i) the routine adjustment of Coumadin or Warfarin, insulin or oral medications to control diabetes, (as long as it is not newly prescribed or stopped); or ii) a change from a brand name medication to a generic brand medication (provided the dosage is not modified);
    • there has been no new symptom, more frequent symptom or more severe symptom experienced;
    • there has been no test result showing a deterioration;
    • there has been no hospitalization or referral to a specialist (made or recommended) and there is no further investigation for which results are pending.
    Will my age affect my coverage eligibility?

    With MEDOC®, you don’t have to worry about not qualifying for coverage because you’ve reached a certain age . If you are concerned about your coverage in relation to your age, do not hesitate to contact us by phone at 1.866.606.3362 or by email at [email protected]

    Can I extend my coverage once I’m already on a trip?

    Yes, you can extend your coverage after the date of departure from your province of residence. You must contact us prior to your coverage lapsing and one of our agents will be able to assist you. Please note that there may be a premium adjustment. In case you have already experienced a claim during your trip or believe you have reason to submit a claim, please allow at least 3 business days prior to your coverage lapsing, as your file will need to be reviewed and approval received, prior to an extension request being granted.3

    Disclaimer

    Johnson Insurance is a tradename of Johnson Inc. (“Johnson”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and Johnson Inc. in Manitoba.

     

    MEDOC® is a Registered Trademark of JI. This insurance product is administered by JI and underwritten by SSQ Insurance Company Inc. (“SSQ”) for Quarter Century Club members and otherwise underwritten by Royal & Sun Alliance Insurance Company of Canada (“RSA”). Valid provincial or territorial health plan coverage required. Travel Assistance provided by AXA Assistance for policies underwritten by SSQ and provided by Global Excel Management Inc. for policies underwritten by RSA. The eligibility requirements, terms, conditions, limitations and exclusions which apply to the described coverage are as set out in the policy. Policy wordings prevail. Johnson and RSA share common ownership. Call 1-866-606-3362 for details. MEDOC® Travel Insurance is not offered in Nunavut.

     

    Certain conditions, limitations and exclusions apply. The basic coverage summary is provided to you for informational purposes only. Your insurance contract will prevail at all times; please consult it for a complete description of coverage and exclusions.

     

    *Maximum trip duration of 17, 35 or 40 days may apply, for trips either outside of Canada or your province of residence, see confirmation of coverage for details.

     

    A 90-day stability clause may apply to pre-existing medical conditions. Please refer to your policy for details. Additional restrictions may apply.

     

    1Coverage for Trip Cancellation begins the day of booking your trip provided your insurance is in effect. Some policies may also cover trips booked within 5 days of purchase, where no cancellation penalties have been charged, or otherwise start coverage on the day insurance premium is paid and the policy is issued. See policy for details.

     

    2Discounts on home insurance applicable to principal residence only and only on policies underwritten by RSA in Quebec and Unifund Assurance Company (“UAC”) in the rest of Canada. Eligibility requirements, limitations and exclusions apply. JI, RSA and UAC share common ownership.

     

    3If you have had a claim or have reason to believe you will submit a claim, your request to extend may be declined or may exclude coverage for a pre-existing medical condition.

    More

    Insurance built for group members

    Get a quote now!

    Call us for a quote

    Call 1.800.461.4155

    Group benefits made easy

    We help members make the most of their group insurance. Whether you prefer online self-service or a reassuring voice over the phone—we’re here for you.

      Critical Illness

      Critical Illness Insurance helps you focus on your road to recovery.

      Receiving a critical illness diagnosis can be devastating. During this difficult time, you shouldn’t have to worry about your finances. Optional Critical Illness Insurance is an optional coverage option that provides a tax-free lump sum benefit that you can spend as you choose. This might be to cover your bills while you are unable to work, to pay for medical treatments that aren't covered by government or private health insurance plans, or to provide extra support for your family. 

       

      How does critical illness insurance work?

       

      Basic Critical Illness covers you for six of the most common critical illnesses. Enhanced Critical Illness covers an additional 16 conditions. If you are diagnosed with one of the illnesses covered by your plan and complete the waiting period, you will be eligible to receive the benefit amount specified in your plan. 

      Accident

      We can’t guarantee that accidents won’t happen - but we can be there to help if they do.

      Getting into a severe accident is already a traumatic experience, but it could also have serious financial consequences. Make sure you and your family members are covered with Accidental Death & Dismemberment Insurance (AD&D)

       

      How does it work?

       

      AD&D provides tax-free funds if you or a family member dies or is injured in an insurable accident. AD&D can be added to a Term Life Insurance policy, to provide extra coverage in the event of an accident.

       

      To Get a Quote call us: 1.800.563.1528

      Term Life

      Take care of your loved ones - even if you cannot be there.

      The loss of a loved one shouldn’t be made worse by worrying about finances. Make sure that you have enough life insurance to help support your family if something happens to you. Term Life Insurance gives you coverage for a set amount of time, with an affordable premium. Even if you already have life insurance through another plan, you can top-up your coverage with Term Life Insurance. 

       

      How much life insurance do I need?

       

      You can choose how much life insurance coverage to apply for, to reflect your loved ones’ needs. It is recommended that you and your spouse are both covered by an amount of life insurance equal to at least five times your annual income.

       

      To Get a Quote call us: 1.800.563.1528

      Have questions? We’re here to answer them

      What is the Johnson Members Only website?

      The Members Only (Group Benefits) section is a self-service option for those customers who are members of a group benefits program for health, dental, life and other types of personal insurance, usually offered through their employer. If you are a member of a group benefits program through Johnson, this is where you can find out about your coverage, see copies of correspondence mailed to you and, if your plan or policy allows, submit online claims for quicker reimbursement.

      If you're a new user, visit our Group Benefits section to request a confidential user name and password. 

      How do I change my address on file?

      You can change your address on the Members Only website, or you can contact the Johnson Claims Department toll-free, 24/7, at 1.800.804.0087.

      How do I find out about my coverage?

      The Members Only website will show you your coverage, or you can contact our Claims Department.

      Disclaimer

      Johnson Insurance is a tradename of Johnson Inc. (“Johnson”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and Johnson Inc. in Manitoba. Home and car policies underwritten, and claims handled, by Royal & Sun Alliance Insurance Company of Canada (“RSA”) in Quebec and underwritten exclusively, and claims handled, by Unifund Assurance Company (“UAC”) in the rest of Canada. Described coverage and benefits applicable only to policies underwritten by UAC or RSA. Car insurance not available in BC, SK or MB. Home and car insurance not available in NU. Johnson, RSA and UAC share common ownership. Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.
       

      Johnson is a licensed insurance intermediary. Johnson provides administrative, consulting and/or claims administration/payment services. Insurance products are underwritten by various insurance providers. The terms, conditions, limitations and exclusions which apply to the described coverage are as set out in the policy. Policy wordings prevail.