Here to help protect what matters most

Get a Home Quote

Whether you rent or own, it’s important to get insurance to protect your residence and belongings. With home insurance through Johnson, we’ll always be by your side.

Choose insurance that’s right for you

Why go with Johnson?

On top of working with you to build a quote and policy that’s right for you, we offer these additional perks:

Group discounts

You could save on home insurance by being part of an eligible group. This may include members of academic institutions and other associations.

Home & car bundle

Get both your home and car insured with us for a discount.

24/7 Claims

Whenever you need us, we’ll be here to help. Our fast track claims service lets you file online within minutes and check your claim status, anytime, anywhere.

AIR MILES® rewards

Earn 1 AIR MILES reward mile for every $20 in premium paid±, including taxes.

Additional 50+ plan

If you or your spouse are 50+, you could qualify for extra services: nursing, companion, housekeeping after a hospital stay, and home repair referral services. Available to Homeowner, Condo & Tenant policy holders.

Members Only website

If you’re a member of one of our groups you’ll have access to our exclusive Members Only website, so you can check your policy details online at any time. 

It pays to be prepared

Visit The BlogHouse for helpful home hints

Insurance is just the beginning. We give you the insider knowledge on how to protect your home and prepare for the worst-case scenarios.

Tips on how to protect your home & save:

Maintain Your Home

Keeping your property in tip-top shape protects you against further damage.

Add Extra Coverage

Enhanced water options* cover you against common issues like sewer backup.

Home Security Systems

A security system gives you extra protection, plus you could be eligible for discounts on your insurance.

Have questions? We’re here to answer them

Does my policy cover me for sewer backups?

This is an optional cover that is available in most areas subject to eligibility.

Are there different types of home insurance I can purchase?

Yes. You may want home, condo, tenant, cottage or rental insurance. There are different types of cover available in each category. There are also "add-on" features, depending on your personal circumstances. You'll want to consider how much insurance you need, and the deductible too (your portion of an insured loss), as this will affect your premiums.

Your Service Specialist can help you consider the options and pick the one that's right for you.

How much home insurance coverage do I need?

Your insurance should at least cover:

  • The cost to rebuild your home (often different from its market value—Guaranteed Replacement Cost coverage is available to protect you if the cost to rebuild is underestimated)
  • The cost to replace your personal property
  • Protection against liability claims


Need help?

Your Service Specialist can help you estimate how much coverage you need. They will also help you decide on the type of coverage you need and the deductible (your portion of an insured loss).

Is my deck covered by my home insurance?
 

Yes, decks which are attached to your home are considered part of your dwelling.

Decks that are not attached are considered additional buildings, which are also covered if they are on your property.

 
Disclaimer

Visit Johnson Assurance - Quebec for plans available in QC.

 

Johnson Insurance is a tradename of Johnson Inc. (“JI”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and Johnson Inc. in Manitoba. Home and car policies underwritten, and claims handled, by Royal & Sun Alliance Insurance Company of Canada (“RSA”) in Quebec and primarily underwritten, and claims handled, by Unifund Assurance Company (“UAC”) in the rest of Canada. Described coverage and benefits applicable only to policies underwritten by UAC. Car insurance not available in BC, SK or MB. Home and car insurance not available in NU. JI, RSA and UAC share common ownership. Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.

 

±AIR MILES® Reward Miles awarded only on regular home and car insurance policies underwritten by UAC. At the time the premium is paid, one (1) Mile is awarded for each $20 in premium (including taxes). Miles are not available in SK or MB. ®Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Johnson (for UAC).  

 

*Enhanced water coverage not available in Saskatchewan, Yukon and Northwest Territories.