As a result of the global IT outage we are currently experiencing delays in our ability to serve our customers. Services are being gradually restored and we expect to be fully operational in the next few hours. We apologize to our customers for the inconvenience.

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How are home insurance premiums calculated?

Home insurance companies will use many factors to calculate your premium. Some of these factors include:

  • The price of the home
  • The age and condition of the home
  • The cost to rebuild the home
  • The home's location
  • The value of the contents and property within your home
  • The deductible amount you’ll need to pay to make a claim
  • Your credit history (for some provinces)
  • Any discounts you could be eligible for

Talk with an insurance agent to see what discounts you might be eligible for and get a home insurance quote today!

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