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How are home insurance premiums calculated?
Home insurance companies will use many factors to calculate your premium. Some of these factors include:
- The price of the home
- The age and condition of the home
- The cost to rebuild the home
- The home's location
- The value of the contents and property within your home
- The deductible amount you’ll need to pay to make a claim
- Your credit history (for some provinces)
- Any discounts you could be eligible for
Talk with an insurance agent to see what discounts you might be eligible for and get a home insurance quote today!
