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How are home insurance premiums calculated?

Home insurance companies will use many factors to calculate your premium. Some of these factors include:

  • The price of the home
  • The age and condition of the home
  • The cost to rebuild the home
  • The home's location
  • The value of the contents and property within your home
  • The deductible amount you’ll need to pay to make a claim
  • Your credit history (for some provinces)
  • Any discounts you could be eligible for

Talk with an insurance agent to see what discounts you might be eligible for and get a home insurance quote today!


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