Welcome BC Retired Teachers Association (BCRTA) members to Johnson Insurance!

Over the years, we’ve helped 80,000+ education professionals that are part of a qualifying group get coverage they can rely on. With exclusive rates and policies built to suit your individual needs, we’re dedicated to helping you and your loved ones stay protected.

    Group Benefits

    Insurance built for group members

    Get a quote now!

    Call us for a quote

    Call 1.866.799.0000

    Group benefits made easy

    We help members make the most of their group insurance. Whether you prefer online self-service or a reassuring voice over the phone—we’re here for you.

      Health

      Make wellness a top priority with a health care plan.

      Health and vision care costs can add up pretty quickly, even when you’re healthy. Our Extended Health Care plan covers many of the health expenses that aren’t covered by your government plan such as vision care, paramedical services, and prescription drug coverage. You also have the option to add Prestige Travel Insurance to your plan. 

       

      Health coverage is more affordable than you think 

       

      Direct-to-pharmacy reimbursement help to keep your monthly costs within your budget. Affordable and tax-deductible monthly health insurance premiums mean you’ll be ready for planned and unplanned health care costs all year long! 

       

      Additional Information

       

      Prestige Travel

      Make the most of your retirement with Prestige Travel Insurance.

      Ready to escape the cold Canadian winters and embrace the snowbird lifestyle or planning an extended trip to visit loved ones? Make sure you’re covered while travelling outside Canada. Prestige Travel Insurance provides comprehensive health and emergency medical coverage, as well as trip cancellation, interruption and delay coverage to make sure you're prepared for unforeseen eligible expenses on your trip. 

       

      Planning an extended trip?

       

      Prestige Travel Insurance gives you the flexibility to choose the right coverage whether you’re planning a quick getaway or a longer trip. Choose from two Base Plan options: a 62-day option or 93-day option, or top-up your coverage up to 212 days for an epic adventure! The best part - there’s no evidence of good health required.

       

      Additional Information

       

      Dental

      Toothache? Our dental plan can make the bills a lot less painful.

      Most dental services are not covered by government plans. So, you need to make sure you’re covered for all your expected and unexpected dental needs. Our Dental Insurance plan provides comprehensive services for you and your family. This includes preventative services like regular oral exams and cleaning, as well as restorative services. 

       

      Dental coverage is more affordable than you think!

       

      Dental care can get expensive. The good news is our plan has coverage limits to keep monthly costs within your budget. Also, did you know that your monthly dental insurance premiums are tax deductible? 

       

      Additional Information

       

      Thrive

      Thrive for years to come with flexible benefits for retirees.

      Don’t let out-of-pocket health and dental expenses dampen your golden years! With THRIVE®, you get flexible benefit options for all your health, dental, and travel needs, with coverage for you and your dependents. You’ll also pay lower premiums than you normally would as an individual. 

       

      What’s covered? 

       

      THRIVE® flexible benefits covers many of the health expenses that aren’t covered by your government health plan. Even better, if you apply within 90 days of leaving your group benefits plan, there’s no medical questionnaire to fill out. You can also add optional dental coverage or annual travel and trip cancellation insurance to your plan, to get the combination that suits you best. 

       

      THRIVE® is a registered trademark of Johnson Inc. ("Johnson").

      Guaranteed Life

      Guaranteed Life Insurance lets you take care of your loved ones - even if you cannot be there.

      Make sure that you have enough life insurance to take care of your family if something happens to you. Guaranteed Life Insurance is a great way to make sure you are covered no matter what, as there’s no health questionnaire or approval process. 

       

      How does it work?

       

      Guaranteed Life Insurance provides coverage with premiums that don’t increase with age. In fact, at age 100, coverage becomes premium free! You can choose the coverage limit to best fit your loved ones’ needs, and monthly automated bank payments make paying your premium affordable and convenient. 

       

      To Get a Quote call us: 1.877.989.2600

       

      Additional Information

       

      Trip Cancellation

      Sometimes, a change of travel plans is unavoidable. At least you can avoid losing all your money!

      You’ve spent months planning that special vacation, but a personal emergency or bad weather could cost you your trip. Make sure you’re covered with Trip Cancellation Insurance

       

      What’s covered?
       

      Trip Cancellation Insurance gives you coverage for a variety of scenarios that may lead to trip cancellations. It also may cover you for travel delays or interruptions you might face, such as flights cancelled due to bad weather, or a delay that causes you to miss a connecting flight.  Baggage delayed? You’re covered for buying the essentials while you wait for your luggage to join you. 

       

      To Get a Quote call us: 1.877.989.2600

       

      Additional Information

       

      Have questions? We’re here to answer them

      What is the Johnson Members Only website?

      The Members Only (Group Benefits) section is a self-service option for those customers who are members of a group benefits program for health, dental, life and other types of personal insurance, usually offered through their employer. If you are a member of a group benefits program through Johnson, this is where you can find out about your coverage, see copies of correspondence mailed to you and, if your plan or policy allows, submit online claims for quicker reimbursement.

      If you're a new user, visit our Group Benefits section to request a confidential user name and password. 

      How do I change my address on file?

      You can change your address on the Members Only website, or you can contact the Johnson Claims Department toll-free, 24/7, at 1.800.804.0087.

      How do I find out about my coverage?

      The Members Only website will show you your coverage, or you can contact our Claims Department.

      Disclaimer

      Johnson Insurance is a trade name of Johnson Inc. (“JI”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and as Johnson Inc. in Manitoba. Outside of Quebec, home and car policies underwritten, and claims handled by Unifund Assurance Company (“UAC”). Described offers are applicable only to policies underwritten by UAC. Car insurance not available in BC, SK or MB. Home and car insurance not available in NU. JI and UAC share common ownership. Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.

      Visit Johnson Insurance - Quebec for products available in QC.

      Johnson is a licensed insurance intermediary. Johnson provides administrative, consulting and/or claims administration/payment services. Insurance products are underwritten by various insurance providers. The terms, conditions, limitations and exclusions which apply to the described coverage are as set out in the policy. Policy wordings prevail.

      Home insurance

      Save BIG on home insurance*

      What is your postal code?

      Example: A1A 1A1

      Please enter a valid Canadian postal code - A1A 1A1.
      Sorry. You will need to enter your postal code to get a quote.

      Johnson offers home insurance that comes with great features – ones that mean your insurance can help you in every way

      Your home insurance through Johnson can come with:

      Identity Theft

      You’ll have up to $30,000 in coverage to sort out an identity theft. You can use it for financial support while you get your credit and banking sorted out (even replacing wages if you miss work)

      Single Deductible

      Single deductible for claims involving both home and auto.

      ID Restore

      The mess left behind by identity theft can be overwhelming and stressful. ID Restore provides restoration services and online access to help. They’ll help you protect yourself from identity theft too.

      24/7 Claims

      Claims are processed with care and concern, quickly and efficiently, 24 hours a day.

      More ways to save

      Enjoy even more savings when you do things like:

      • Bundling your home and
        car insurance*
      • Being mortgage free

      Have questions? We’re here to answer them

      Does my policy cover me for sewer backup?

      This is an optional cover that is available in most areas subject to eligibility.
       

      Are there different types of home insurance I can purchase?

      Yes. You may want home, condo, tenant, cottage or rental insurance. There are different types of cover available in each category. There are also "add-on" features, depending on your personal circumstances. You'll want to consider how much insurance you need, and the deductible too (your portion of an insured loss), as this will affect your premiums.

      Your Service Specialist can help you consider the options and pick the one that's right for you.

      How much home insurance coverage do I need?

      Your insurance should at least cover:

      • The cost to rebuild your home (often different from its market value — Guaranteed Replacement Cost coverage is available to protect you if the cost to rebuild is underestimated)
      • The cost to replace your personal property
      • Protection against liability claims

      Need help?

      Your Service Specialist can help you estimate how much coverage you need. They will also help you decide on the type of coverage you need and the deductible (your portion of an insured loss).

      Disclaimer

      Johnson Insurance is a trade name of Johnson Inc. (“JI”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and as Johnson Inc. in Manitoba. Outside of Quebec, home and car policies underwritten, and claims handled by Unifund Assurance Company (“UAC”). Described offers are applicable only to policies underwritten by UAC. Car insurance not available in BC, SK or MB. Home and car insurance not available in NU. JI and UAC share common ownership. Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.

      Visit Johnson Insurance - Quebec for products available in QC.

      **Bundled savings applied to home insurance policies where both home and auto policies are underwritten by Unifund.

      Travel insurance

      Let the hassle-free travel coverage begin

      Call us for a quote

      Get a Quote

      Or call 1.866.606.3362

      Insurance that's ready when you are

      We make travelling simple with one annual insurance plan: MEDOC®Travel Insurance. So even for those last-minute getaways, you’ll already have one thing packed and ready to go.

      Unlimited Trips

      Coverage for an unlimited number of trips throughout the policy year.*

      Access to Coverage

      Insurance that can be purchased no matter your age or health status.

      Trip Disruption

      Trip cancellation, interruption and delay insurance1 for multiple trips throughout the policy year. 

      Family Coverage

      We offer an additional coverage option for your eligible dependent children, even when they’re travelling on their own.

      Travel insurance that really soars

      Your MEDOC® Travel Insurance also includes:

      • Pet Return
      • Dental emergency
      • Vehicle Return
      • Medical Emergency*
      • Baggage protection
      • Extended Travel Options
      • Home Bonus2

      Have questions? We’re here to answer them

      Will my pre-existing medical condition affect my eligibility and coverage?

      Coverage can be purchased regardless of health status. Our policy provides coverage for pre-existing medical conditions as long as the stability requirement, where applicable, is met prior to booking your trip for trip cancellation, or prior to your date of departure for emergency medical coverage and trip interruption and delay. In most cases, MEDOC® Travel Insurance requires 90 days of stability for pre-existing medical conditions. For additional information about the stability requirement specific to your policy, please speak to one of our agents.

      Stable means any medical condition or related condition (including any heart condition and/or lung condition), other than a minor ailment, for which all of the following statements are true:

      • there has been no new diagnosis, new treatment or new prescribed medication;
      • there has been no change in treatment or change in prescribed medication (including the amount of medication to be taken, how often it is to be taken, the type of medication or changes in treatment frequency or type); Exception: i) the routine adjustment of Coumadin or Warfarin, insulin or oral medications to control diabetes, (as long as it is not newly prescribed or stopped); or ii) a change from a brand name medication to a generic brand medication (provided the dosage is not modified);
      • there has been no new symptom, more frequent symptom or more severe symptom experienced;
      • there has been no test result showing a deterioration;
      • there has been no hospitalization or referral to a specialist (made or recommended) and there is no further investigation for which results are pending.
      Will my age affect my coverage eligibility?

      With MEDOC®, you don’t have to worry about not qualifying for coverage because you’ve reached a certain age . If you are concerned about your coverage in relation to your age, do not hesitate to contact us by phone at 1.866.606.3362 or by email at [email protected]

      Can I extend my coverage once I’m already on a trip?

      Yes, you can extend your coverage after the date of departure from your province of residence. You must contact us prior to your coverage lapsing and one of our agents will be able to assist you. Please note that there may be a premium adjustment. In case you have already experienced a claim during your trip or believe you have reason to submit a claim, please allow at least 3 business days prior to your coverage lapsing, as your file will need to be reviewed and approval received, prior to an extension request being granted.3

      Disclaimer

      Johnson Insurance is a tradename of Johnson Inc. (“Johnson”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and Johnson Inc. in Manitoba.

      Visit Johnson Insurance - Quebec for products available in QC.

      MEDOC® is a Registered Trademark of JI. This insurance product is administered by JI and underwritten by SSQ Insurance Company Inc. (“SSQ”) for Quarter Century Club members and otherwise underwritten by Royal & Sun Alliance Insurance Company of Canada (“RSA”). Valid provincial or territorial health plan coverage required. Travel Assistance provided by AXA Assistance for policies underwritten by SSQ and provided by Global Excel Management Inc. for policies underwritten by RSA. The eligibility requirements, terms, conditions, limitations and exclusions which apply to the described coverage are as set out in the policy. Policy wordings prevail. JI and RSA share common ownership. Call 1.866.606.3362 for details. MEDOC® Travel Insurance is not offered in Nunavut.

      Certain conditions, limitations and exclusions apply. The basic coverage summary is provided to you for informational purposes only. Your insurance contract will prevail at all times; please consult it for a complete description of coverage and exclusions.

      *Maximum trip duration of 17, 35 or 40 days may apply, for trips either outside of Canada or your province of residence, see confirmation of coverage for details.

      A 90-day stability clause may apply to pre-existing medical conditions. Please refer to your policy for details. Additional restrictions may apply.

      1Coverage for Trip Cancellation begins the day of booking your trip provided your insurance is in effect. Some policies may also cover trips booked within 5 days of purchase, where no cancellation penalties have been charged, or otherwise start coverage on the day insurance premium is paid and the policy is issued. See policy for details.

      2Discounts on home insurance applicable to principal residence only and only on policies underwritten by RSA in Quebec and Unifund Assurance Company (“UAC”) in the rest of Canada.
       
      Eligibility requirements, limitations and exclusions apply. JI, RSA and UAC share common ownership.

      3If you have had a claim or have reason to believe you will submit a claim, your request to extend may be declined or may exclude coverage for a pre-existing medical condition.