Insure what matters to you when renting a home
You can now get a quote online with belairdirect
Tenant Insurance
Home is where the heart is – and also where your stuff is. If you’re renting a home, condo, or apartment, your landlord is responsible for insuring the structural elements of the rental property, but it’s up to renters to make sure your belongings are protected. With tenant insurance, we’ll make sure your possessions can be replaced in the event of damage or loss.
It looks like we don’t offer home insurance in your province!
belairdirect is available in most Canadian provinces, but does not offer insurance in Manitoba, Saskatchewan, or the territories.
belairdirect is available in most Canadian provinces, but does not offer insurance in Manitoba, Saskatchewan, or the territories.
Already a customer?
Existing customers will continue to receive coverage until their policy expiry date.
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Tenant Insurance - the protection you need
What's covered?
Are you looking for insurance for an apartment, condo or home that you are renting? We’ll make sure your things are protected as a renter-and more. Our tenant insurance goes beyond insuring your prized possessions, to cover you for unintentional injuries on your property, damages as a result of identity theft and upgrades you’ve made to your rented home.
Perks that come with being a tenant
Enjoy these extra benefits with your tenant insurance:
24/7 Claims
Whenever you need us, we’ll be here to help. All day, every day.
50+ Plan
If you or your spouse are 50+, you could qualify for extra services: nursing, companion, housekeeping after a hospital stay, and home repair referral services.
More than just insurance
We know that our coverage is just the beginning. We'll help answer your questions and give you the tips and tricks you need to protect your home.
Tips for tenants and renters to get organized during a move:
A Week Before
Change your address a week before you move. This includes mail forwarding, utilities, banking, etc. This is important because most companies require up to a week to process the address change.
Small Boxes
Use small boxes for heavy items. This will keep the weight manageable and limit the amount of empty space within the box, keeping the items from shifting or breaking while in transit.
Prevent Leaks
To prevent potential leaks from bottles—like shampoo or cooking oil—take an extra couple seconds to unscrew the cap, place a piece of plastic wrap or a plastic bag over the opening and reapply the lid. Simple, yet surprisingly effective.
Pack an Overnight Bag
Packing an overnight bag is a smart way to ensure that you can settle in on your first night. Even if you’re organized and prepared, boxes can get misplaced, movers can be delayed and accidents can happen–be prepared with clothes, a water bottle, toiletries and electronics chargers.
Cleaning Supplies
Set aside a box of cleaning supplies to have handy when you arrive at your new home. No one wants to unpack their belongings in a dirty space, so keep essentials handy.
Take Photos
For renters, take photos of every space before you start moving your possessions into your new home. It will be much more difficult to prove that you didn’t cause any pre-existing damage after all your furniture is moved in.
